Etsy Payment Processing Fee by Country (2026)

Etsy Payments charges a percentage plus fixed fee per transaction — and the rate varies by country. Full breakdown with real dollar examples.

By Marginory team · Online sellers with hands-on experience across Etsy, Shopify & PODUpdated Fee data verified against official platform documentation

Payment processing fee by country

CountryPercentageFixed feeFee on $30 sale
United States3%$0.25 USD$1.15
Canada3%$0.25 CAD$1.15 CAD
United Kingdom4%£0.20 GBP£1.40
Australia3%$0.25 AUD$1.15 AUD
Eurozone (FR/DE/etc.)4%€0.30 EUR€1.50

Source: etsy.com/legal/fees · Verified July 2026. Rates for countries not listed may differ — check your Etsy seller dashboard.

Why the fixed fee hits low-price items hardest

Sale pricePayment fee (3% + $0.25)Fee as % of sale
$3.99$0.379.3%
$9.99$0.555.5%
$24.99$1.004.0%
$49.99$1.753.5%
$99.99$3.253.25%

This is why digital sellers (SVGs, printables, low-cost stickers) often set minimum bundle prices around $5–8 — below that, the fixed fee eats a disproportionate share of revenue.

Calculate your exact payment processing fee →

Payment processing vs. currency conversion fee

The payment processing fee is separate from the 2.5% currency conversion fee, which only applies if you list in a currency different from your Etsy Payments deposit currency. A seller in the Eurozone listing in USD would pay both the standard processing fee and the conversion fee.

Check currency conversion fee impact →

Frequently Asked Questions

How much is Etsy's payment processing fee in the US?
3% of the transaction total plus a fixed $0.25 USD, charged per order when using Etsy Payments.
Is the payment processing fee different in the UK or Europe?
Yes. UK sellers pay 4% + £0.20; Eurozone sellers (France, Germany, etc.) pay 4% + €0.30 — both higher percentage than the US 3% rate.
Why does the fixed fee matter more on cheap items?
The $0.25 (or equivalent) fixed component doesn't scale with price. On a $3.99 item it's over 6% of revenue; on a $99.99 item it's a quarter of one percent. Low-price sellers should factor this in heavily.
Can I avoid the payment processing fee on Etsy?
No — Etsy Payments is mandatory in most countries and there's no way to opt out of the processing fee while selling through Etsy Payments.