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Etsy Payment Processing Fee Calculator (2026)

Calculate Etsy Payments processing fees by country. Rates vary: US sellers pay 3% + $0.25 per transaction; UK sellers pay 4% + £0.20.

By Content reviewed

Your Shop

USD
USD
USD

Payment Processing Rates by Country

United States3% + 0.25 USD
Canada3% + 0.25 CAD
United Kingdom4% + 0.2 GBP
Australia3% + 0.25 AUD
Eurozone4% + 0.3 EUR

Payment Processing (United States)

Rate3% + 0.25 USD
Fee per transaction-$1.00
Effective fee rate4.0%
Net per transaction$24.00
Total fees (10 transactions)-$10.00

Source: Etsy Payments policy · Payment schedule checked October 11, 2026. Transaction, listing and regulatory fees are separate. Rates may vary — check Etsy for your country.

Worked example: processing on a 50-unit order by country

The same order total of 50 in each shop's own currency.

USCAUKAUEU
Rate3.0% + 0.253.0% + 0.254.0% + 0.203.0% + 0.254.0% + 0.30
Fee1.751.752.201.752.30
Share of order3.5%3.5%4.4%3.5%4.6%

Processing is charged on the full order including shipping and tax, so it is slightly higher than these figures when tax is collected.

Etsy Payments processing fees by country (2026)

Fee (US): Sale amount × 3% + $0.25 USD
Fee (UK): Sale amount × 4% + £0.20 GBP
Fee (AU): Sale amount × 3% + $0.25 AUD
Fee (CA): Sale amount × 3% + $0.25 CAD
Fee (EU): Sale amount × 4% + €0.30 EUR
Effective rate: Fee / Sale amount × 100%

Assumptions

  • Fee applies to total transaction amount (item price + shipping charged to buyer)
  • Payment processing is separate from the 6.5% transaction fee
  • Only applies to Etsy Payments sellers — not available in all countries
  • Rates verified October 2026 — check etsy.com/legal/fees for your country

Source: etsy.com/legal/fees/ · Last verified: 2026-10-11

Review the market, fee bases and exclusions shown with this tool. Published rates and illustrative cost inputs have different certainty. Compare your breakdown with an actual order statement. Sources and methodology.

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Frequently Asked Questions

What is Etsy's payment processing fee?
Etsy charges a payment processing fee on every transaction via Etsy Payments. In the US it is 3% + $0.25 per order. In the UK it is 4% + £0.20. In the EU it is 4% + €0.30. This is separate from the 6.5% transaction fee.
Is the Etsy payment processing fee charged on shipping?
Yes. Etsy's payment processing fee (and the 6.5% transaction fee) are both calculated on the total amount the buyer pays, which includes any shipping charged to the buyer. If you charge $5 shipping on a $30 item, fees apply to $35.
Can I avoid Etsy's payment processing fee?
No. All sellers using Etsy Payments (mandatory in most countries) pay the processing fee. The only way to reduce its impact is to price your items to account for the fee, or absorb shipping into your item price so buyers pay one combined total.