Shopify Transaction Fee Calculator
Calculate the total Shopify fee per sale — payment processing + optional transaction fee — and see your monthly cost by plan.
By Marginory team · Online sellers with hands-on experience across Etsy, Shopify & PODUpdated Fee data verified against official platform documentation
Shopify plan
$
Per-order fees
Payment processing$1.75 (2.90% + $0.3)
Transaction fee (3rd-party gateway)$1.00 (2.0%)
Total Shopify fees per order$2.75
Effective rate5.50%
Monthly fee total
Monthly orders50
Monthly Shopify fees$137.48
Of which: transaction fees$49.99
Savings if switched to Shopify Payments$49.99/mo
How this is calculated
Payment processing = sale price × 2.90% + $0.3
Transaction fee = sale price × 2.0% (only if NOT using Shopify Payments)
Total fee per order = payment processing + transaction fee
Assumptions:
- Transaction fee is waived when using Shopify Payments
- Payment processing rate varies by plan — Basic 2.9%, Grow 2.7%, Advanced 2.5%
- All plans have fixed $0.30 per transaction
Source: https://www.shopify.com/pricing · Last verified: 2026-07-02
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Frequently Asked Questions
What is the Shopify transaction fee?
The Shopify transaction fee is an additional charge when you use a third-party payment gateway instead of Shopify Payments. Rates: Basic 2%, Grow 1%, Advanced 0.6% of each sale. This is on top of whatever your payment gateway (e.g., PayPal, Stripe) charges. Use Shopify Payments to avoid it entirely.
Does Shopify charge a transaction fee if I use Shopify Payments?
No. When you use Shopify Payments as your payment processor, Shopify waives the transaction fee completely. You only pay the payment processing rate: 2.9% + $0.30 (Basic), 2.7% + $0.30 (Grow), 2.5% + $0.30 (Advanced).
How do I avoid Shopify's 2% transaction fee?
Switch to Shopify Payments. The 2% transaction fee on Basic only applies when using external payment providers (PayPal, Square, etc.). Shopify Payments is available in the US, Canada, UK, Australia, and many other countries.
What's a worked example of the transaction fee cost?
A $50 sale on Basic using PayPal instead of Shopify Payments: 2% transaction fee = $1.00, plus PayPal's own processing fee (typically ~2.99% + $0.49 for standard PayPal) ≈ $1.99. Total ≈ $2.99 (roughly 6% of the sale). The same sale via Shopify Payments: 2.9% + $0.30 = $1.75 (3.5%) — nearly $1.24 cheaper per order with no transaction fee at all.
Does the transaction fee apply to every plan the same way?
No — it scales down as you move up plans: 2% on Basic, 1% on Grow, 0.6% on Advanced. This means the penalty for not using Shopify Payments shrinks on higher plans, but the payment processing rate you'd get with Shopify Payments also improves (2.9% → 2.7% → 2.5%), so Shopify Payments remains the cheaper option at every plan tier.
How does Shopify's transaction fee model compare to Etsy or eBay?
Etsy and eBay don't have an equivalent 'switch payment processor to avoid a fee' option — Etsy Payments and eBay's managed payments are effectively mandatory, bundled into their standard ~6.5–13.6% fee structures. Shopify's transaction fee is unique in that it's entirely avoidable simply by using the platform's own payment processor, making it more of a nudge than a true unavoidable cost.