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Etsy Fees Canada: Payment Rates and CAD Examples

Separate Etsy selling fees, buyer tax, tax on seller fees and currency conversion before estimating a Canadian order.

By Content reviewed

Canadian fee schedule

ChargeReferenceBase or condition
ListingUS$0.20Publication, renewal or additional quantity sold; convert to CAD
Transaction6.5%Item, buyer shipping and gift wrap
Processing: Canada or US buyer3% + C$0.25Order including applicable buyer tax
Processing: other international buyer4% + C$0.25Order including applicable buyer tax
Regulatory operating fee0.50%Item, shipping and gift wrap
Currency conversion2.5% when applicableListing currency differs from payment account currency
Offsite Ads15% or 12%Attributed orders; US$100 order cap, converted to CAD

Sources checked October 11, 2026: Etsy fees, Etsy Payments and regulatory fee schedule.

Worked CAD example before tax on seller fees

One C$35 item, C$7 shipping charged, a Canadian or US buyer, no buyer tax in this illustration, no ads or currency conversion. The listing conversion uses a hypothetical CAD/USD rate of 1.35. Product and actual postage together cost C$15.

Seller revenue
$42.00
Listing
$0.27
Transaction
$2.73
Processing
$1.51
Regulatory fee
$0.21
Total modeled fees
$4.72
Payout before seller costs
$37.28
Profit before fee tax and other costs
$22.28

This is not a complete invoice: add actual tax on seller fees, ads, packaging, labor and any other charges. For an international buyer outside the US, the processing percentage adds C$0.42 to this example before fee tax.

GST/HST: three amounts to keep separate

Buyer tax collected and remitted by the marketplace is not seller profit. Tax charged on seller fees is a separate expense. Your own registration and remittance obligations need their own review. Do not use the seller province alone to decide all buyer tax.

CRA's place-of-supply guidance confirms Nova Scotia HST is 14% from April 1, 2025; Ontario is 13%. Check the relevant GST/HST and provincial rules rather than assuming every Canadian fee is taxed at 5% or 15%.

A tax number does not prove every Etsy charge is tax-free. Reconcile Etsy's tax invoice and Canadian tax guidance. Claim credits only when eligible and supported by records.

Enter the order in the calculator

Choose Canada in the fee calculator, enter the item total and buyer shipping, select international only for buyers outside Canada and the US, and enter buyer tax separately. Use your listing conversion rate; regulatory fees are included automatically. Add actual fee tax or other charges in the additional-fees field.

For shipping, use a quote for the actual origin, destination, packaged weight, dimensions, service and discounts. A generic 500 g price range cannot establish your postage cost. Then subtract product costs, postage and labor to estimate profit.

Frequently Asked Questions

What processing rate applies to a Canadian shop?
For a Canadian bank account, domestic and US orders use 3% + C$0.25; other international orders use 4% + C$0.25. The payment fee includes applicable buyer tax in its base.
Is the listing fee always C$0.27?
No. Etsy charges US$0.20 for a listing event. Its CAD value depends on the conversion used. C$0.27 assumes a hypothetical rate of C$1.35 per USD.
What is Nova Scotia HST?
CRA lists 14% from April 1, 2025. The applicable GST/HST rate depends on place of supply and the transaction; it is not a single surcharge to apply to all shop revenue.